Truck Accident Insurance Questions
If you are involved in a truck accident, you may be worried about how you are going to get compensation for your damages. Here are the answers to two of the most commonly asked truck accident insurance questions.
Truck Accident Insurance Questions | Should I Take a First Settlement Offer?
If a client has a serious injury because of a truck accident, at some point along the way that person will be given an offer from the insurance company. It’s important that you have counsel who can guide you through this because that first offer is not going to be your best offer. They’re not trying to be fair, which often is the case because you don’t have a full gauge of what the future holds for you. It’s important that you have an attorney who not just parses through and has a good understanding of the medicals, and the bills, and the suffering you’ve gone through from the date of the accident to the day of that initial offer, but also to kind of look at and understand what’s going to be reasonably expected in the future health wise.
Even if you don’t need future care, therapy, or surgery, how is your life going to be affected. How are you going to be able to return to normal life? You’re entitled to compensation for your quality of life, and the suffering you endure. All of this must be fully understood by someone who’s an expert in this and understands what’s to be expected into the future. This is often done by understanding your medicals up to that point, but even more so what medicals and trauma, injuries or limitations, can be expected in the future. That first offer is not always going to be the best.
Truck Accident Insurance Questions | Should I Speak with the Insurance Companies?
When a client is seriously injured in a truck or commercial vehicle accident, often the insurance company will reach out to you and will try to talk to you. It’s important that you be careful with this and you speak to a qualified attorney because you want an even playing field with them. Hopefully at this point you have your own attorney; if not, you should find an attorney if you want to pursue a claim.
You want to have proper counsel. You want to know how to handle this or whether you should even speak to such a carrier. That’s something that your attorney can often do for you. These insurance companies don’t necessarily have your best interests at heart. They have their own insured, they have their own client that they’re looking out for, so it’s important that you have someone looking out for you.
If you have further truck accident insurance questions to bring to a lawyer, please call our New York office today to set up a free consultation with our New York truck accident lawyers.