Uninsured Driver Car Accidents

If you or someone you love was involved in an uninsured driver car accident, you can still recover compensation. Call today for a free consultation.

Read Our Car Accident Guide

Some clients wonder what happens if they get into a car accident in New York, and the other car does not have insurance. There are other possibilities available to you. The first one is if you’re a pedestrian and you do not have a car in your household, there is a state corporation that will cover you. It will cover your PIP. It will cover all your hospital expenses, your medical expenses, your lost wages or incidental expenses, and it will cover your third-party coverage as if the car had insurance itself.

The other possibility is if you own a car, or if there’s a car in your household and you qualify, there’s what’s called household insurance. Every car in the state of New York must have household insurance by the law of New York. Every car has this, whether it’s a minimum amount or a maximum amount. In this case, your car insurance will cover you both for the PIP, your doctor bills, the hospital bills, the lost wages, the incidental expenses, and it will also cover you for the third-party claim, and the amount of money you should get for the damages you sustained.

Were you or a loved one involved in a motor vehicle crash and have questions about uninsured driver car accidents? Contact a New York car accident attorney at Krause & Glassmith today for a free confidential consultation. Let our experience work for you.

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